Pradana, David Al'Arif (2014) Evaluasi sistem pemberian kredit dan penerimaan angsuran pada Koperasi Mekar Jaya USP Dana Asia Srengat, Blitar. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim Malang.
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Abstract
INDONESIA:
Penelitian ini bertujuan mengevaluasi sistem yang diterapkan pada koperasi simpan pinjam, khususnya dalam hal pelaksanaan pemberian kredit dan penerimaan angsuran dengan cara membandingkan antara definisi teoritis yang dikemukakan oleh para ahli dengan implementasi yang ada di koperasi, dan memberikan rekomendasi terhadap pelaksanaan sistem pemberian kredit dan penerimaan angsuran yang ada di Koperasi Mekar Jaya USP Dana Asia.
Penelitian ini menggunakan pendekatan deskriptif kualitatif melalui observasi langsung, wawancara, dan evaluasi dokumentasi bisnis di koperasi. Data diperoleh dalam bentuk sejarah singkat lembaga/perusahaan, formulir, buku laporan harian dan struktur organisasi, deskripsi pekerjaan, bagan akun standar dan kode rekening, kebijakan internal, prosedur, dan dokumentasi lainnya yang diperlukan.
Hasil penelitian menunjukkan bahwa pelaksanaan sistem pemberian kredit dan penerimaan angsuran pada Koperasi Mekar Jaya USP Dana Asia cukup memadai. Namun, ada beberapa perbaikan yang harus dilakukan dalam hal pengendalian internal untuk mengatasi kekosongan kasir sementara waktu, pelaksanaan analisa kredit, penyesuaian dokumentasi kredit dengan struktur organisasi, uraian tugas dan prosedur yang tersedia.
ENGLISH:
This research aims to evaluate the system applied in saving and loan cooperative, especially in term of loan and installment receipt by comparing theoretical definition stated by experts and the implementation in cooperative, and to give recommendation to the application of loan and installment receipt system in Cooperative Mekar Jaya USP Dana Asia.
The research uses a qualitative descriptive approach through direct observation, interview, and business documentation evaluation in the cooperative. The data is in the form of a brief history of institutions, forms, daily report and organizational structure, job description, standart account chart and account code, internal policies, procedures, and other required documentations.
The result indicates that the implementation of loan and installment receipt system in Mekar Jaya USP Dana Asia is appropriate. However, there are several improvements needed in the internal control dealing with temporary vacant position of cashier, loan analysis implementation, adjustment of loan documentation with the organization structure, job description and available procedures.
Item Type: | Thesis (Undergraduate) | ||||||
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Supervisor: | Hidayah, Yuniarti | ||||||
Contributors: |
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Keywords: | Evaluasi; Sistem Pemberian Kredit; Sistem Penerimaan Angsuran; Koperasi; Evaluation; Loan System; Installment Receipt System; Cooperative | ||||||
Subjects: | 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1501 Accounting, Auditing and Accountability > 150103 Financial Accounting | ||||||
Departement: | Fakultas Ekonomi > Jurusan Akuntansi | ||||||
Location: | 150103 | ||||||
Depositing User: | Chusnul Faida Ulfa | ||||||
Date Deposited: | 11 Sep 2015 09:35 | ||||||
Last Modified: | 11 Sep 2015 09:35 | ||||||
URI: | http://etheses.uin-malang.ac.id/id/eprint/1894 |
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