Islamiyah, Mufidatul (2016) Pengaruh financing to deposit ratio (FDR), dana pihak ketiga (DPK), dan non performing financing (NPF) terhadap profitabilitas: Studi pada Bank Syariah Mandiri tahun 2008-2015. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim.
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Abstract
INDONESIA:
Profitabilitas merupakan kemampuan perusahaan dalam mencari keuntungan dan menghasilkan laba secara efektif dan efesien. Pencapaian laba perusahaan yang semakin tinggi menandakan bahwa kinerja keuangan perusahaan tersebut baik.Tujuandari penelitian ini adalahuntuk menguji apakah variabel Financing to Deposit Ratio (FDR), Dana Pihak Ketiga (DPK), dan Non Performing Financing (NPF)secaraparsialdansimultan berpengaruh terhadap profitabilitas yang diukur dengan rasio Return on Asset (ROA)pada Bank SyariahMandiriTahun 2008-2015.
Penelitian ini tergolong penelitian kuantitatif deskriptif. Jenis data yang digunakan adalah data sekunder yang diperoleh dari situs resmi www.syariahmandiri.co.id dengan mengambil data laporan keuangan meliputi neraca dan laba rugi. Metode analisis yang digunakan adalah analisis regresi linier berganda.Pada penelitian ini metode pengumpulan data adalah dengan teknik dokumentasi.
Dari hasil penelitian dapat disimpulkan bahwa berdasarkan hasil uji secara parsial (uji t), hanya variabel Financing to Deposit Ratio (FDR) yang berpengaruh positif dan signifikan terhadap Return on Asset (ROA), Dana Pihak Ketiga (DPK) dan Non Performing Financing (NPF) berpengaruh negatif dan signifikan terhadap Return on Asset (ROA). Sedangkan berdasarkan hasil uji secara simultan (uji F), ketiga variabel independen tersebut yaitu Financing to Deposit Ratio (FDR), Dana Pihak Ketiga (DPK), dan Non Performing Financing (NPF) secara bersama-sama berpengaruh signifikan terhadap variabel dependen yaitu Return on Asset (ROA).
ENGLISH:
Profitability is capability of business for seeking and finding profit effectivity and effeciency. Attainment profit of bussiness is more high indicate that finances performance of business is good. The purpose of this research is to examine the partial and simultaneous influence ofFinancing to Deposit Ratio (FDR), Third Party Funds (TPF), and Non Performing Financing (NPF) variableto the profitability that measured with Return on Asset (ROA) ratioat the Bank SyariahMandiriin the Period 2008-2015.
This research is classified as descriptive quantitative. The data used in is a secondary data that obtained from official site www.syariahmandiri.co.id with take financial report data include balance sheet and lose or profit report. This research is using multiple linier regressions analysis. At this research the data collection method is usingdocumentation technic.
The result of research, it can be conclude that based on partially (test t), onlyFinancing to Deposit Ratio (FDR) variable have positive influence and significantly to the Return on Asset (ROA), Third Party Funds (TPF) and Non Performing Financing(NPF) have negative influence and significantly to the Return on Asset (ROA). While based on simultaneously (test F), the independent of third variables is Financing to Deposit Ratio (FDR), Third Party Funds (TPF), and Non Performing Financing (NPF) variable in a do together have significantly influence to dependent variable that is Return on Asset (ROA).
Item Type: | Thesis (Undergraduate) | ||||||
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Supervisor: | Sucipto, Agus | ||||||
Contributors: |
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Keywords: | FDR; DPK; NPF; dan ROA | ||||||
Departement: | Fakultas Ekonomi > Jurusan Manajemen | ||||||
Depositing User: | Kumala Inayati | ||||||
Date Deposited: | 21 Jul 2016 17:36 | ||||||
Last Modified: | 21 Jul 2016 17:36 | ||||||
URI: | http://etheses.uin-malang.ac.id/id/eprint/3535 |
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