Analisis peranan manajemen risiko dalam menciptakan good corporate governance: Studi kasus pada BRI Syariah Cabang Malang

INDONESIA:

Penelitian ini bertujuan untuk menganalisis peranan manajemen risiko perbankan syariah dalam menciptakan good corporate governance, karena pengimplementasian manajemen risiko sangat penting dalam menentukan kesehatan perbankan, terutama perbankan syariah yang regulasinya lebih ketat dari pada bank konvensional dengan peraturan Dewan pengawas syariah (DPS) dan BI (Bank Indonesia), begitu juga implementasi Good corporate governance perlu dilaksanakan dalam berbagai perusahaan termasuk perbankan karena bank merupakan bisnis kepercayaan masyarakat dan dunia internasional, maka dari itu pengimplementasian Good corporate governance diharapkan mampu menjadikan bank berkembang dengan baik dan sehat

Data primer dalam penelitian ini diperoleh melalui metode wawancara yang dilakukan kepada tiga pihak yaitu, pimpinan Cabang Malang, branch quality assurance, legal officer. Data sekunder berupa annual report BRISyariah 2013.

Hasil dari penelitian ini menunjukkan bahwa BRISyariah cabang Malang telah sesuai dengan peraturan undang-undang PERATURAN BANK INDONESIA NOMOR 11/33/PBI/2009 dalam menjalankan prinsip good corporate governance meliputi transparency, fairness, responsibility, accountability, independency, dan dalam menerapkan manajemen risiko meliputi, risiko pembiayaan, risiko pasar, risiko likuiditas, risiko kepatuhan, risiko strategi, risiko hukum, risiko reputasi, risiko operasional. Terdapat beberapa keuntungan bila manajemen risiko dan GCG dilaksanakan secara bersamaan yaitu: kenyamanan bekerja karyawan ditempat yang aman, nyaman, sehat, bersih dan praktisi lapangan dapat belajar dari kesalahan tahun lalu, peningkatan citra, reputasi, kredibilitas perusahaan dimata stakeholder.

ENGLISH:

This study is aimed at analyzing the role of management of sharia banking in creating good corporate governance. It is mainly because the implementation of risks management has a prominent role in determining health banking. More importantly, sharia banking has a strict regulation compared to conventional bank by its Dewan Pengawas Syariah (DPS) and Bank of Indonesia (BI). Similiarly the implementation of good corporate governance

In this study, the primary data is originated from interview of three parties; leader of branch of Malang, branch quality assurance, and legal officer. Secondary data, in addition, is taken from annual report of BRI Syariah year of 2013.

The result of this study shows that BRI Syariah, branch of Malang is appropriate to the regulation of Bank of Indonesia number 11/33/PBI/2009 in performing good corporate governance including transparency, fairness, responsibility, accountability, and independency. Moreover, it is also done in terms of risks management including financing risk, market risk, liquidity risk, pursuance risk, strategic risk, law risk, reputation risk, and operational risk. Some benefits are gained once risks management and GCG done at one time that is conducive work of employees in the safe, comfort, health and clean place, practitioner can learn from any previous mistakes, raise of image, reputation and credibility of company in front of stakeholder.