Pengaruh Dana Pihak Ketiga (DPK) dan Non Performing Financing (NPF) Terhadap Return On Assets (ROA) melalui pembiayaan: Studi pada 4 BANK Umum Syariah periode 2012-2015

Oktaviani, Esty Dwi (2017) Pengaruh Dana Pihak Ketiga (DPK) dan Non Performing Financing (NPF) Terhadap Return On Assets (ROA) melalui pembiayaan: Studi pada 4 BANK Umum Syariah periode 2012-2015. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim.

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Abstract

INDONESIA:

Penelitian ini bertujuan untuk mengetahui pengaruh Dana Pihak Ketiga dan Non Performing Financing terhadap pembiayaan dan Return On Assets. Variabel independen penelitian ini adalah Dana Pihak Ketiga dan Non Performing Financing. Variabel dependennya adalah Return On Assets. Variabel intervening adalah Pembiayaan.

Sampel yang digunakan dalam penelitian ini adalah Laporan Keuangan 4 Bank Umum Syariah yang memiliki nilai asset tertinggi yaitu BRI Syariah, Bank Muamalat Indonesia, BNI Syariah, dan Bank Mandiri Syariah periode 2012-2015. Data dikumpulkan dengan menggunakan metode purposive sampling. Alat analisis yang digunakan adalah path analisis dengan software SPSS 21.

Hasil pengujian menunjukkan bahwa Dana Pihak Ketiga berpengaruh terhadap pembiayaan (1) Non Performing Financing berpengaruh terhadap pembiayaan (2) Dana Pihak Ketiga tidak berpengaruh terhadap Return On Assets (3) Non Performing Financing berpengaruh terhadap Return On Assets (4) Pembiayaan tidak berpengaruh terhadap Return On Assets (5) Dana Pihak Ketiga tidak berpengaruh terhadap Return On Assets melalui Pembiayaan (6) Non Performing Financing tidak berpengaruh terhadap Return On Assets melalui Pembiayaan (7).

ENGLISH:

This research aims to know the influence of third-party funds and non performing financing against financing and return on assets. Independent variable research is the third party funds and non performing financing. The variable dependen is the return on assets. The intervention variables of financing.

The sample used in this studyis financial statements 4 public Islamic Bank which has the highest asset value namely BRI, Bank Muamalat Islamic Indonesia, BNI Syariah, and Bank Mandiri Syariah the period 2012-2015. The data collected by using purposive sampling method. Analysis tool used is the path analysis with SPSS software.

The test results show that the Third Party Funds affect the financing (1) Non-Performing Financing effect on financing (2) Third Party Fund has no effect on Return On Assets (3) Non-Performing Financing effect on Return On Assets (4) Financing no effect on Return on Assets (5) Third party funds have no effect on Return on Assets through Financing (6) Non-Performing Financing has no effect on Return on Assets through financing (7).

Item Type: Thesis (Undergraduate)
Supervisor: Pratomo, Ahmad Sidi
Keywords: Dana Pihak Ketiga; Non Performing Financing; Return On Assets; Pembiayaan; Third-Party Funds; The Non Performing Financing; Return On Assets; Financing
Departement: Fakultas Ekonomi > Jurusan Perbankan Syariah
Depositing User: Imam Rohmanu
Date Deposited: 20 Apr 2017 09:31
Last Modified: 20 Apr 2017 09:31
URI: http://etheses.uin-malang.ac.id/id/eprint/6488

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