Analisis komparasi kinerja perbankan syariah di Indonesia: pendekatan RGEC dan islamicity performance index: Studi kasus pada Bank Umum Syariah tahun 2011-2015

Istichomah, Nurul (2017) Analisis komparasi kinerja perbankan syariah di Indonesia: pendekatan RGEC dan islamicity performance index: Studi kasus pada Bank Umum Syariah tahun 2011-2015. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim.

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Abstract

INDONESIA:

Sebagai sebuah entitas bisnis, bank syariah tidak hanya dituntut sebagai perusahaan yang mencari keuntungan saja tetapi juga harus menjalankan fungsi dan tujuannya sebagai entitas syariah yang berlandaskan pada konsep syariah. Pengukuran kinerja perbankan syariah berdasarkan aspek syariah sangatlah penting. Penelitian ini mengkomparasikan RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) dan Islamicity Performance Index.

Pelitian ini menggunakan pendekatan kuantitatif deskriptif. Sampel yang digunakan adalah 8 bank syariah yaitu, BCA Syariah (BCAS), Bank Muamalat Indonesia (BMI), Bank Syariah Mandiri(BSM), BNI Syariah (BNIS), BRI Syariah (BRIS), Panin Syariah, Mega Syariah, dan Bukopin Syariah menggunakan data dari annual report tahun 2011-2015. Penelitian ini menggunakan analisis deskriptif dan menggunakan diagram kartesius untuk menentukan posisi ke 8 bank syariah.

Hasil penelitian menunjukkan bahwa 8 bank syariah berada pada tiga kuadran yang berbeda. BMI dan BRIS di posisi Lower Left Quadrant (LLQ), artinya nilai RGEC dan Islamicity Performance Index rendah. BCAS, BSM, Panin Syariah di posisi Upper Right Quadrant (URQ), artinya nilai RGEC dan Islamicity Performance Index tinggi. BNIS, Bukopin Syariah, Mega Syariah di posisi Lower Right Quadrant (LRQ), artinya RGEC tinggi namun Islamicity Performance Index rendah.

ENGLISH:

As a business entity, Islamic banks are not only required as for profit enterprise, but also have to perform the function and purpose as an entity that is based on the concept of sharia. Islamic banking is based performance measurement is a very important aspect of sharia. The purpose of this research is to compare the RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) and Islamicity Performance Index.

This research uses descriptive quantitive approach. The sample was 8 sharia banks, namely BCA Syariah (BCAS), Bank Muamalat Indonesia (BMI), Bank Syariah Mandiri(BSM), BNI Syariah (BNIS), BRI Syariah (BRIS), Panin Syariah, Mega Syariah, and Bukopin Syariah using the data in the annual report during the period 2011-2015. This study uses descriptive analysis and using Cartesian diagram to determine the position of the eighth sharia bank.

The result showed that the eight sharia banks are in the third different quadrant. BMI and BRIS are in position Lower Left Quadrant (LLQ), meaning for aspect RGEC and Islamicity Performance Index low. BCAS, BSM and Panin Sharia are in position Upper Right Quadrant (URQ), meaning for aspect RGEC dan Islamicity Performance Index high, BNIS, Bukopin Syariah, Mega Syariah are in position Lower Right Quadrant (LRQ), meaning High RGEC and low Islamicity Performance Index.

Item Type: Thesis (Undergraduate)
Supervisor: Aisyah, Esy Nur
Keywords: Kinerja; Metode RGEC; Islamicity Performance Index; Performance; RGEC Method; Islamicity Performance Index
Departement: Fakultas Ekonomi > Jurusan Perbankan Syariah
Depositing User: Imam Rohmanu
Date Deposited: 22 Mar 2017 11:30
Last Modified: 22 Mar 2017 11:30
URI: http://etheses.uin-malang.ac.id/id/eprint/5976

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