Samitra, Krishnan (2015) Pengaruh rasio keuangan terhadap kinerja keuangan pada perbankan yang terdaftar di Bursa Efek Indonesia. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim.
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Text (Abstract: English)
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Abstract
INDONESIA:
Fungsi Bank sangat vital bagi perekonomian masyarakat, oleh karena itu perlu dilakukan penilaian atas kinerja Bank. Penelitian ini bertujuan untuk menguji apakah rasio keuangan perbankan yang terdiri dari rasio Profitabilitas, Likuiditas, dan Solvabilitas berpengaruh terhadap kinerja pada Bank.
Penelitian menggunakan metode kuantitatif dengan pendekatan deskriptif komparatif dengan menggunakan data sekunder yang didapatkan dari BEI, pengujian dilakukan menggunakan regresi linier berganda dengan mempertimbangkan uji asumsi klasik meliputi uji normalitas, multikolinearitas, heteroskedastisitas, dan autokorelasi.
Dari hasil pengujian yang dilakukan secara simultan menunjukan bahwa keseluruhan rasio keuangan yang terdiri dari rasio Profitabilitas, Likuiditas, dan Solvabilitas berpengaruh terhadap kinerja keuangan Bank, hal tersebut menunjukan bahwa keseluruhan rasio keuangan memang memiliki pengaruh terhadap kinerja keuangan. Hasil pengujian secara parsial menunjukan bahwa rasio Profitabilitas berpengaruh terhadap penurunan kinerja Bank sedangkan rasio Likuiditas dan Solvabilitas tidak berpengaruh terhadap kinerja Bank. Penurunan rasio Profitabilitas diakibatkan oleh kondisi perekonomian saat itu, kemudian tidak berpengaruhnya rasio Likuiditas dan Solvabilitas menunjukan bahwa kedua rasio tersebut berada pada keadaan stabil saat itu.
ENGLISH:
Bank plays an important role in the community economy. Hence, it is necessary to do an assessment on the bank performance. The study aims to examine whether banking financial ratio consisting of the ratio of profitability, liquidity, and solvency influence the bank performance.
The research employs a quantitative method with a comparative descriptive approach. It uses a secondary data obtained from BEI. The testing uses a multiple linear regression by considering a classical assumption test including normality, multicollinearity, heteroscedasticity, and autocorrelation test.
From the results of the simultaneous tests shows that the whole financial ratios of profitability, liquidity, and solvency influence the bank financial performance. It emphasizes that all financial ratios does influence the financial performance. The result of partial test shows that the profitability ratio takes part in the bank performance decrease, while the bank liquidity and solvency ratio does not influence the bank performance. Profitability ratio decrease is due to the economic condition. The fact that liquidity and solvency have no influence ratios indicates that both of these ratios were steady at that time.
Item Type: | Thesis (Undergraduate) | ||||||
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Supervisor: | Sulistiani, Dwi | ||||||
Contributors: |
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Keywords: | Financial Ratio; Bank Performance; Rasio Keuangan; Kinerja Bank | ||||||
Subjects: | 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1501 Accounting, Auditing and Accountability > 150103 Financial Accounting | ||||||
Departement: | Fakultas Ekonomi > Jurusan Akuntansi | ||||||
Location: | 150103 | ||||||
Depositing User: | Annas Al-haq | ||||||
Date Deposited: | 28 Sep 2015 13:05 | ||||||
Last Modified: | 28 Sep 2015 13:05 | ||||||
URI: | http://etheses.uin-malang.ac.id/id/eprint/2255 |
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