Analisis pengaruh rasio CAR, NPF, BOPO, ROA, dan FDR terhadap tingkat kesehatan bank umum syariah di Indonesia

Festiani, Eva Ratna (2014) Analisis pengaruh rasio CAR, NPF, BOPO, ROA, dan FDR terhadap tingkat kesehatan bank umum syariah di Indonesia. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim.

[img]
Preview
Text (Introduction)
10520028_Pendahuluan.pdf

Download (699kB) | Preview
[img]
Preview
Text (Abstract: Indonesia)
10520028_Indonesia.pdf

Download (139kB) | Preview
[img]
Preview
Text (Abstract: English)
10520028_Inggris.pdf

Download (82kB) | Preview
[img]
Preview
Text (Abstract: Arabic)
10520028_Arab.pdf

Download (164kB) | Preview
[img]
Preview
Text (Chapter 1)
10520028_Bab_1.pdf

Download (298kB) | Preview
[img]
Preview
Text (Chapter 2)
10520028_Bab_2.pdf

Download (802kB) | Preview
[img]
Preview
Text (Chapter 3)
10520028_Bab_3.pdf

Download (579kB) | Preview
[img]
Preview
Text (Chapter 4)
10520028_Bab_4.pdf

Download (651kB) | Preview
[img]
Preview
Text (Chapter 5)
10520028_Bab_5.pdf

Download (237kB) | Preview
[img]
Preview
Text (References)
10520028_Daftar_Pustaka.pdf

Download (149kB) | Preview
[img] Other (Appendices)
10520028_Lampiran.rar

Download (77MB)

Abstract

INDONESIA:

Tingkat kesehatan bank merupakan suatu sistem peringatan dini atas kinerja saat ini dan prospeknya di masa mendatang. Tingkat kesehatan bank sangat menetukan kualitas dan keseimbangan sistem keuangan nasional. Penelitian ini bertujuan untuk menganalisis pengaruh rasio CAR, NPF, BOPO, ROA dan FDR terhadap tingkat kesehatan bank umum syariah.

Penelitian ini adalah penelitian kuantitatif dengan menggunakan data sekunder yang diperoleh dari laporan tahunan Bank Umum Syariah di Indonesia yang dipublikasikan oleh bank Indonesia dan data peringkat kesehatan bank diperoleh dari laporan tahunan Bank Umum Syariah dan Riset Infobank. Sehingga, sampel yang digunakan sebanyak 11 Bank Umum Syariah. Penelitian ini menggunakan model analisis berupa Ordinal Logit Regression untuk menganalisis pengaruh rasio CAR, NPF, BOPO, ROA dan FDR.

Hasil penelitian menunjukkan bahwa Non Performing Financing (NPF) dan Beban Operasional Pendapatan Operasional (BOPO) berpengaruh signifikan terhadap tingkat kesehatan bank dengan nilai signifikan NPF 0,040 dan BOPO 0,020. Sedangkan CAR, ROA, FDR tidak mempunyai pengaruh secara signifikan terhadap tingkat kesehatan bank, karena nilai signifikan masing- masing variabel lebih dari 0,05 (p > 5%).

ENGLISH:

The banks Soundness is an early warning system for the performance of current and future prospects. Soundness of banks and so determine the quality of the national financial system balance. This study aims to analyze the influence of the ratio of Capital Adequacy Ratio, NPF, ROA, ROA and FDR against Islamic commercial bank soundness.

This research is a quantitative study using secondary data obtained from the annual reports in Indonesian Islamic Banks published by Bank Indonesia and the data bank health ratings obtained from annual reports of Islamic Banks and bank info Research. Thus, the sample used by 11 Islamic Banks. This study uses a model of Ordinal Logit Regression analysis to analyze the effect of the ratio of Capital Adequacy Ratio, NPF, ROA, ROA and FDR.

The results showed that the Non Performing Financing (NPF) Operating Income and Operating Expenses significant effect on the health of banks with significant value and NPF 0,040 0,020 Operating Expenses Operating Income. While the Capital Adequacy Ratio, ROA, FDR did not have a significant influence on the health of banks, due to the significant value of each variable is more than 0.05 (p> 5%).

Item Type: Thesis (Undergraduate)
Supervisor: Hapsari, Niken Nindya
Keywords: Capital Adequacy Ratio; Non Performing Financing; Beban Operasional Pendapatan Operasional; Return on Asset; Financing to Deposits Ratio; Tingkat Kesehatan Bank; Capital Adequacy Ratio; Non-Performing Financing; Operating Expenses Operating Income; Return on Assets; Financing to Deposits Ratio; Bank Soundness
Subjects: 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1501 Accounting, Auditing and Accountability > 150103 Financial Accounting
Departement: Fakultas Ekonomi > Jurusan Akuntansi
Location: 150103
Depositing User: Dwi Aprilia Gendhis
Date Deposited: 11 Sep 2015 02:54
Last Modified: 11 Sep 2015 02:54
URI: http://etheses.uin-malang.ac.id/id/eprint/1881

Actions (login required)

View Item View Item