Pandangan mufti sarawak tentang penambahan biaya emas digital ke emas batangan

INDONESIA:

Perusahan emas yang berada di Malaysia khususnya yaitu di Public Gold (PG) yang menjalankan jual beli emas, ada dua macam sistem jual beli emas di Public Gold yaitu Gold Acumulation Program (emas digital) yang tidak berbentuk nyata dan emas fizikal yang berbentuk nyata. Maka salah satu permasalahan yang diambil adalah adanya penambahan secara jelas ketika dalam penukaran emas yang di titipkan di perusahan dengan hanya nilai digit di tukarkan kepada emas yang berbentuk fizikal. Penambahan biaya dalam emas ini telah didapati berbeda dengan harga asal dari pertama pembelian ketika simpanan di Gold Acumulation Program. Harga tersebut menjadi bertambah karena alasan perusahaan yang menetapkan syarat untuk penukaran ke emas batangan.

Berdasarkan latar belakang di atas muncul rumusan masalah 1 bagaimana sistem biaya penukaran emas digital kepada emas fizikal di perusahaan Public Gold Malaysia. Selanjutnya yang ke 2 bagaimana pandangan Mufti Sarawak tentang penambahan biaya emas digital kepada emas batangan.

Metode pendekatan yang digunakan dalam penelitian ini adalah pendekatan yuridis sosiologis. Pendekatan yuridis sosiologis. Metode pengumpulan data yang digunakan yakni wawancara dan dokumentasi. Adapun metode pengolahan datanya yakni dengan memerikasi data, klasifikasi, verivikasi, analisis, dan kesimpulan.

Hasil penelitian ini sistem penambahan biaya penukaran emas digital kepada emas fizikal di perusahan yang diteliti mempunyai alasan tersendiri yaitu kerana biaya ongkos pengiriman di setiap cawangan seluruh Malaysia. Adapun sistem yang lebih dikenali Gold Acumulation Program (GAP) sah digunakan kerana tidak ada unsur yang merugikan konsumen. Selain itu, pandangan mufti terhadap penambahan biaya penukaran ini dibolehkan karena telah mengikuti semua syarat-syarat dan rukun jual beli emas. Miskipun status pelaporan fatwa tentang emas yang di keluarkan belum resmi maka department mufti menempatkan pensihat syariah sebagai pemantau cara jual beli di perusahan Public Gold.

ENGLISH:

Gold companies in Malaysia in particular, namely in Public Gold (PG) that carry out the sale and purchase of gold, there are two kinds of gold buying and selling system in the Public Gold, namely the Gold Accumulation Program (digital gold) which is not tangible and physical form of tangible gold. So one of the problems taken is the existence of a clear addition when exchanging gold deposited in the company with only the digit value exchanged for physical gold. This additional cost in gold has been found to differ from the original price from the first purchase when deposited in the Gold Acumulation Program. The price increased due to the reason the company set conditions for conversion to gold bars.

Based on the above background the problem formulation, the first is how the system of digital gold exchange costs for gold bars in Malaysian Public Gold companies. Furthermore, the second is arises as to how the Mufti Sarawak views about adding the cost of exchanging digital gold to physical gold.

The approach method used in this research is the sociological juridical approach. Data collection methods used are interviews and documentation. The data processing method is by checking data, classification, verification, analysis, and conclusion.

The result of this study is that the system for adding digital gold exchange to physical gold in the company under study has its own reason, which is because of the cost of shipping at each branch throughout Malaysia. The system is more recognized by the Gold Acumulation Program (GAP) legitimately used because there are no elements that harm consumers. In addition, the Mufti's view of the additional exchange fees is permissible because it has followed all the terms and conditions of gold trading. For example, the status of reporting fatwa on gold issued is not yet official, the mufti department places sharia advisors as monitors on how to buy and sell at Public Gold companies.